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When I was in school my teacher taught us that a good story included the five W’s — who, what, where, when, why and how. Yeah, that’s six but “how” is a necessary component and while it doesn’t start with a “W,” it ends in one, so it gets to be included.

Driving in and about town in a city like Oswego is, as they say, a piece of cake. Anyone who has lived in a metro area of more than half a million people would tell you that. It is like night and day. I lived the first 55 years of my life in Oswego, where I commuted seven blocks from my home…

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Over the years, there have been plenty of spring rituals, some sanctioned, some not, in and around the SUNY Oswego campus. Back in the day, the opening of Rudy’s in March, and Nunzi’s on April 1, were sure signs that graduation was nearing. One of the most memorable events back in the ‘70s a…

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The Fair and Accurate Credit Transaction Act of 2003 provided individuals with valuable rights to the credit information companies keep on them, but did you know that the credit score provided to you may be different than the one provided to lenders?

Recently, you may have seen some headlines talking about an “inverted yield curve” and what it may mean for the economy.  An inverted yield curve is just one indicator of the economy’s possible direction. So let’s put these headlines into context.

Sometime in the later hours of Palm Sunday it occurred to me that six days from now it would be Easter. I don’t know where my brain had been vacationing but it was suddenly unpacking and needing coffee. I, being the mom, host Easter dinner, yet not one child had contacted me about it.

Last month I went to pick up the three grandkids and bring them back here to hang out for the day. Henry wanted to bring this big toy that made noises — loud noises. I said, “Can you pick a smaller toy to bring?” To my relief he said “Sure” and grabbed a Star Wars thing instead. Not sure wha…

I recently discovered a great series on The History Channel titled “The Food That Built America.” It’s a fascinating look at the people and innovations that gave us some of our most iconic products — from Hershey’s chocolate to Campbell’s soup. If you haven’t seen it yet, I highly recommend it.

I was doing the bills the other day and once again got caught off guard. I had put my check in the envelope, licked the flap, and as I was pressing it good and tight I read the words across the back of the envelope: Please put your account number on your check.

New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern may be legitimate. Some households “live it up” and spend more than they anticipate as retirement starts to unfold. In 10 or 20 years, thoug…

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Most realtors will tell you things like, “They’re not making any more waterfront property,” as an inducement to buy waterside property. There is just something magnificent and peaceful about being on the water’s edge. Whether it be the ocean, a Great Lake, a smaller lake, or a pond. The effe…

This winter has been rough. It’s like it keeps stomping back into the room saying, “…and another thing!” 

Dr. Bob Morgan’s recent retirement got me thinking about Oswego physicians of the old days (and to me, the old days are my “wonder years” of the 1960s and ‘70s.

Each year there are billions of dollars in federal financial aid available from the U.S. Department of Education in the form of grants, loans and work-study funds. Current college or prospective students that fill out the Free Application for Federal Student Aid (FAFSA) between October 1 and…

I’m in a better mood this week as my new long-arm machine came last Friday. I recall laughing when he had told me the whole thing would take three hours because I can’t be taught that quickly.

Once you complete this year’s taxes, you may wonder what to do with that pile of records, 1099s, receipts, and bank statements. The IRS recommends holding on to any documents related to the income you’re reporting or any deduction or credit you’re claiming, including:

I’ve written before about my former colleagues on the faculty at Oswego High School, most of whom I had nothing but the utmost respect for as professionals. But in addition to their skills as teachers, many were world-class pranksters and practical jokers. I don’t want to give the wrong impr…

I am past deadline and I have nothing — nothing except what I’ve been dealing with for the past two weeks. 

When you change jobs, it’s critical to remember to create a plan for past employee sponsored retirement accounts. While you have the choice to simply leave it, you also have the option to consolidate past plans which brings all funds into one account. Here are a few things to consider when d…

Editor’s note: this piece, submitted by Kenneth Nichols, a visiting instructor — writing fellow at SUNY Oswego, was submitted as a firsthand recount of the day COVID-19 changed the 2020 spring semester at SUNY Oswego. 

I’ve had a 60-plus year relationship with the game of baseball. My dad was a ballplayer — good enough to sign a contract, be traded, and though he never made it to the big leagues, he played long enough to fill scrapbooks with photos and clippings of his minor league accomplishments before a…

In honor of today, being International Women’s Day, it is very important to consider the unique planning risks that impact their ability to plan for a successful retirement.

I’m not sure what started it because I think I’m still in shock. Maybe it was the constant grousing about my treadmill still being in the foyer some three years later, or perhaps it was the reckless comment I made more or less promising that if he could reduce his accumulation of stuff to fi…

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Friday was the start of a two-day, in-town retreat. It was a long time coming and I couldn’t wait. When I woke up it was snowing.

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 went to see the Oswego High School production of “Mamma Mia!” last weekend, not because I had anyone in it but because I love the music. And I love seeing the students showing “how big their brave is” (a favorite line from Sara Bareillis’s song “Brave.”) I was surprised and slightly saddene…

Many, many years ago, while I was expecting my first child, I told my mom that I needed — but couldn’t afford — a rocking chair.