If you look up “Christmas and World War 1” or “Christmas Truce of World War 1” on the internet you will find a variety of stories about the 1914 Christmas Truce when thousands of British, Belgian, French and German soldiers put down their rifles, stepped out of their trenches and spent Chris…
Dear Savvy Senior,
Here are some things to consider as you weigh potential tax moves before the end of the year.
So COVID was interesting. After the first four days of energy-draining, life-sucking misery I began to feel human and got restless. My body was telling me get up and move so that I didn’t get pneumonia or something equally dreadful, while experts were telling me to take it easy or I’d have a…
They endure the harshest of living conditions — the sweltering heat of summer and the bitter cold of Oswego’s winters — all in a pitch-black, windowless environment. Yet, they have survived in these extreme conditions, some for over 40 years. But for one month every year, they come out of hi…
In an opinion piece that ran Wednesday in The Palladium-Times, Chris Stroud, COO from Cipriani Energy, painted a rosy picture of the proposed solar energy farm to be located off Route 48 in a residential neighborhood bordering properties in Ridgeway Sites and Meridan Avenue.
There are thousands of small businesses in New York State, and each one is an integral, valued part of the communities they serve. These local establishments drive our state’s economy by offering unique goods and services, and they play a critical role providing jobs and tax revenue in suppo…
Dear Savvy Senior,
To the editor,
Staying dedicated to recovery takes work and potentially becomes increasingly complex over the holiday season. Even someone who has never struggled with addiction, yet wants to abstain from alcohol this holiday season, may find it challenging.
To the editor,
Ever since masks were mandated throughout winter I have been healthy as a horse and vowed to keep up the practice, especially in large crowds. But somehow I managed to catch a cold this week before masking became my seasonal habit. It started with a slightly scratchy throat and runny nose th…
Withdrawing taxable funds from a tax-deferred retirement account before age 59-and-a-half generally triggers a 10% federal income tax penalty, on top of any federal income taxes due. (Distributions from Section 457(b) plans are generally not subject to an early distribution penalty; and the …
Apprenticeship Week is a time when business, education and government leaders can highlight the impact that workforce training and alternative pathways have on our state and our economy. Celebrated nationally from Monday, Nov. 14 to Sunday, Nov. 20, the week offers individuals a chance to co…
Dear Savvy Senior,
To the editor,
We all look forward to the day when we can finally call it a career! That is the time to kick back, relax, and collect our carefully planned and hard-earned retirement savings. But rushing into withdrawing your retirement funds without the best distribution method can prove costly.
Elected officials shouldn’t be allowed to vote themselves a raise
So I did a dumb thing, or technically another dumb thing.
The next big holiday is Thanksgiving, which has become known as “Turkey Day” in our overly informal society.
Echoing another letter to the editor
Every November, we recognize the bravery, dedication and sacrifice of our nation’s incredible service-men and women. Veterans Day provides us an opportunity to reflect on all they have done for us, and continue to do each day, to keep us safe and our democracy strong. This year, there are nu…
Dear Savvy Senior,
While it’s natural to look ahead to a leisurely retirement, it’s prudent to prepare for expenses that catch many retirees by surprise. In a recent survey, nearly one-third of retirees reported they faced at least four unforeseen expenses during retirement. Some of the most common include:
A Shop Hop is where quilt shops in a drivable area band together for a good time. You buy a “passport” at one of the shops, then each shop you go to will check off the name on the passport and put you into a drawing, plus give you a free item (this year it was a fat quarter of the fall varie…
Dear Savvy Senior,
To the editor,
They say that everything old is new again. Recent news proves that prophecy.
November is national Long Term Care Awareness Month. So, if you’re thinking about buying a stand-alone long-term care insurance (LTCI) policy, you might have another option. An increasing number of states are permitting the sale of long-term care hybrid products that allow you to obtain long…
Clearly we like to celebrate birthdays around here, and this month was Sam’s turn, so his mother planned a small get-together at their home.
A few years back, in this space, I wrote about the old corner grocery stores that dotted neighborhoods in every small town in America during the ‘50s, ‘60s, and ‘70s. We older folks fondly recall those kinds of neighborhood stores. Most of them had a couple of aisles of canned and dry goods,…
To the editor,
Dear Savvy Senior,
To the editor,
To the editor,
The U.S. stock market had a banner year in 2021, with the S&P 500 index up almost 27%. Unfortunately, stocks turned downward on the second trading day of 2022 and kept sliding into a bear market.
I thought I liked poetry until I realized I didn’t.
To the editor,
Dear Savvy Senior,
If you worry about your retirement investments during market downturns, you’re not alone. Unfortunately, emotions are often the enemy of sound investing. Here are some points to help you stay clear-headed during periods of market volatility.
Columbus Day is still a celebrated holiday, at least where school is concerned, but not necessarily for moms and dads. Thus I was asked to “hang out with Henry,” which is always a pleasure because he is a great kid. He’s full of 5-year-old energy with ideas to match, and you’d think he was t…
“The time is fast approaching when all Oswegonians can point with pride to their city’s active present and hopeful future.”
Dear Savvy Senior,
My granddaughter and I were hanging out one day when I started singing that song about having a million dollars. It’s adorably cute and I sometimes wonder what I would do if I ever came upon that much money.
The Free Application for Federal Student Aid (FAFSA) for the 2023-2024 school year opens on Oct. 1, 2022. Here are some things you should know.
To the editor,
Each year, nearly 17,000 women in New York state are diagnosed with breast cancer and it claims the lives of around 2,500 of them. Estimates suggest approximately one in eight women will receive a breast cancer diagnosis during their lifetime. As such, it is one of the most common forms of c…
Dear Savvy Senior,
During my long and varied career, I had the opportunity to teach political science at five different universities over a 14-year span. I thoroughly enjoyed the give and take with my students, and seeing the occasional light bulb go on in their heads. On the first day of class, I always wrote…
I love learning new things. It makes me feel smarter even if it’s something of a trivial nature.
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