So I got this letter in the mail. Technically the letter was to my husband but I’m the secretary in all matters here so I opened it – you know - to keep him from having to open it. That’s what I get paid to do.
Most of his mail is obvious from the envelope. It’s either a bill or someone asking for money in one form or another. This one was from an account manager in Canada. I read with piqued interest about how he hoped he could trust my husband with “this Inheiritance opportunity.” Oh boy.
This man says he has retrieved our contact address in search of the next of kin to a deceased customer of his bank who just happened to have the same last name as the hubby. The deceased “was a citizen of your country but lived and died in London from Cardiac Arrest in 2009.”
Apparently he died intestate (having made no will) thus leaving his bank account with an open beneficiary status. Ooh, how inconvenient!
He continues with “all efforts by our bank to locate his relatives have been unsuccessful so I decided to write you as I have monitored this account for almost 10 years and no one has come forth with any claim. I would like to present you to our bank as his next of kin to claim this dormant account worth $9.2 million.”
Suspicion took over, as it well should have. I mean I’ve heard it said that where there’s a will there’s a relative so is he trying to tell me that no one else, in nine years, has at least pretended to be related to this nine million dollar man? And who in their right mind leaves that much money up for grabs? For obvious reasons I take pride in being a skeptic.
Then he lays out his plan. “You will apply to the bank as an extended relative to the deceased customer while I work from the inside to make sure all needed information and evidences are provided to you to back up your claim.” What?
“If we do not make claim to the funds now, the funds will be reverted back to the system as unclaimed estate at the expiration of a 10 year dormancy period.” Well, there’s nothing like waiting until the last minute, huh? But it gets better ...
“I assure you that this transaction would be handled under due inheritance procedures and every necessary legitimate arrangement will be put in place to make you the real beneficiary of the inheritance funds. (Legitimate?) It also requires all confidentiality at this stage and I believe that you are ready to keep this absolutely discreet until you claim the funds.” In other words - keep your mouth shut.
And here is the best part of the letter: “Once the funds are released to you, it will be shared between the two of us.”
So … they want my husband to be a front man for an illegal plot. Sorry, my husband wouldn’t look good in prison orange.
Actually I doubt there is any such account. He ends with promising more details and in-depth discussion once the hubby contacts him. I’m pretty sure there will be a request for thousands of dollars for paperwork and “legal” fees that this creep will run off with and leave any idiot who falls for this spinning in circles. Luckily it won’t be us because I’m a badge worthy skeptic.